Across four harmonized aging cohorts spanning Asia, North America and Europe, adults at age 50 who did both structured exercise and cognitively or socially engaging activities could expect 24.7 years free of cognitive impairment, versus 17.5 years for those doing neither. Exercise alone yielded 23.2 years; cognitive-social engagement alone yielded 20.1. Cox models and multistate life tables estimated incident impairment and impairment-free life expectancy.

The ranking matters: exercise carried most of the benefit, adding about 5.7 years, while engagement alone added roughly 2.6. Adding engagement on top of exercise contributed a further 1.5 years. Mental and social activity therefore does not substitute for physical training, which fits the FINGER trial's multidomain logic and the Lancet Commission's identification of physical inactivity and social isolation as modifiable dementia risks. Replication across continents is a real strength, since most prior work comes from single Western cohorts.

The limitations are substantial. These are observational data, and exposure was self-reported and cross-classified at each wave. Reverse causation is a serious concern, because people entering early cognitive decline often cut back on exercise and social activity first. Healthy-adherer bias and residual confounding by education, income and baseline health likely inflate the gaps. The 7-year difference should be read as an association, not an expected gain from changing behavior. Practically, the findings support pairing regular structured exercise with sustained social and mental engagement rather than treating either as a stand-in for the other. This is a confirmatory, incremental contribution that strengthens the case for combined lifestyle approaches without proving causation.