Among 5,989 Americans aged 60+ drawn from NHANES cycles spanning 1999–2014, a newly constructed individual-level Social Vulnerability Index (iSVI) — incorporating income, education, health insurance, employment, housing tenure, and food security — showed a striking dose-response relationship with cognitive performance on the Digit Symbol Substitution Test (DSST). Each one-unit rise in iSVI corresponded to a 5.30-point DSST decline (95% CI: −5.71 to −4.89), an effect comparable to nearly five additional years of chronological aging, given that each year of age independently reduced DSST scores by 1.08 points.

The finding is notable because it quantifies individual-level social disadvantage in cognitive-aging terms most clinicians intuitively understand. Existing research on social determinants of cognition has largely relied on ZIP-code or census-tract vulnerability measures, which obscure within-community heterogeneity. By constructing a person-level composite, the authors open a more actionable pathway for clinical screening and targeted intervention — addressing food insecurity, insurance gaps, or housing instability before measurable neurological damage accumulates.

Important caveats apply. The cross-sectional design precludes causal inference; cognitive impairment may itself drive social vulnerability rather than the reverse. DSST performance, while validated, captures processing speed more than broader dementia risk. Cohort data from 1999–2014 may not reflect current social safety-net conditions. As a preprint not yet peer-reviewed, these estimates should be treated as preliminary. Still, the magnitude of the vulnerability-cognition association — rivaling half a decade of biological aging — makes this an incremental but clinically meaningful contribution to social-determinants-of-brain-health research.